US Fed on 2 Feb: Raised rates to 4.75% and warns of more to come.

Compare the rates and Save on your monthly repayments

Home Loan Rates Have Risen By 300% In 2022

SORA is the interest rate our banks are borrowing from each other. It has risen from 1% to 3% in 2022, and projected to hit 4.5% by 2023. Banks will pass it to us.

Don’t wait further.

Real Case Study

Mr Tan had a mortgage of $1.2 million. The rate was 3-month SIBOR + 0.75% We contacted him in September and explained to him the global situation and urgency to switch his rates.

He agreed and we helped to achieve this outcome.

Mar 2022

1.44%

INTEREST RATE (3M SIBOR + 0.75%)

$4106

monthly

Jun 2022

2.66%

INTEREST RATE (3M SIBOR + 0.75%)

$4805

monthly

Sep 2022

3.31%

INTEREST RATE (3M SIBOR + 0.75%)

$5191

monthly

Dec 2022

2.98%

INTEREST RATE FIXED 2 YEARS

$4953

monthly

He has avoided 3.92% as of October.

On average, our customers are saving 1%

Home loan rates start from 3.8% fixed while SIBOR-alone is 4.25.

LIMITED OFFER

Every Successful Loan Receives:

Complimentary Home Contents Insurance*
Complimentary Luggage*

*Limited to the first 100 customers.

Compare Rates Now!

On average, our customers are saving 1%

Home loan rates start from 3.8% fixed while SIBOR-alone is 4.25.

LIMITED OFFER

Every Successful Loan Receives:

Complimentary Home Contents Insurance*
Complimentary Luggage*

*Limited to the first 100 customers.

Compare Rates Now!

On average, our customers are saving 1%

Home loan rates start from 3.8% fixed while SIBOR-alone is 4.25.

LIMITED OFFER

Every Successful Loan Receives:

Complimentary Home Contents Insurance*
Complimentary Luggage*

*Limited to the first 100 customers.

Compare Rates Now!

Why Us?

Financing a property is the biggest commitment you will take on. The FindaHomeLoan team has been assisting our clients since 2014 and minimising their home loans.

To help you find the best home loans available, our loan experts compared hundreds of current mortgage rates. When comparing the interest rates listed below, keep in mind the monthly payment’s affordability, the total cost of borrowing, and features such as refinancing flexibility.

The best home loan for you is determined by factors such as your personal preferences, risk appetite, and financial situation.Speak with one of our Mortgage Experts for personalised recommendations and more information.

Why Us?

Financing a property is the biggest commitment you will take on. The FindaHomeLoan team has been assisting our clients since 2014 and maximising their home loans.

To help you find the best home loans available, our loan experts compared hundreds of current mortgage rates. When comparing the interest rates listed below, keep in mind the monthly payment’s affordability, the total cost of borrowing, and features such as refinancing flexibility.

The best home loan for you is determined by factors such as your personal preferences, risk appetite, and financial situation.Speak with one of our Mortgage Experts for personalised recommendations and more information.

PARTNERS

Your Trusted Financing Partner

We Make Financing Journey Easy For You

10 years of Mortgage Consultancy Experience

Award Winning Mortgage Consultancy

More than 30 banks offered

Featured in National Media

$1.5 billion loans offered

Have serviced more than 2000 satisfied customers

Our Expertise

Refinancing

Decoupling

Tenure Extension

Cash Out

Divorce / Loan Restructuring

TESTIMONIALS

Reviews By Satisfied Customers

I was introduced to Anthony for my Housing Loan in 2019 and was extremely pleased and satisfied with his advice offered. He was patient and ensured that the loan I signed up was the right fit for my portfolio. Up till today, he is still in contact with me and continues to provide top service , especially during this trying period.
5/5
Robin Yeo
Was recommended by a friend to check out findahomeloan for their advisory services. Anthony was my assigned advisor and I’m in Awe of his service standards. Anthony is experienced, genuine and very friendly. With his help, the entire process was smooth and seamless. Would recommend him again to my friends and family.
5/5
Melvin Sim
Sean gave top notch advice and followed through with the best mortgage offer within a tight timeframe. Highly recommend!
5/5
Marmie
Sean is professional, efficient and responsible. He has rendered great help to me for my commercial loans.
5/5
CY Choo
Sean is very responsive and also patient. He is knowledgeable and most importantly very reliable. I highly recommend his services for anyone looking for mortgage advice.
5/5
Karen Ngo
Always my go to mortgage specialist for my clients and myself for all mortgage matters. Particularly Sean, he’s really professional and patience towards his utmost service and hassle free experience. Highly recommend to engage Sean to enquire all your mortgage related issue.
5/5
Jed Lin
I found Sean website findahomelome through google search. As first time home buyer, I was clueless about home loans, Sean call me and explained everything clearly (we had a long phone call). The pleasant experienced makes me not hesitate to consult him again for 2nd home purchase (upgrade), and I even recommend my buyer to him due to his excellent services (she is satisfied too).
5/5
Crystal Ang
Sean has all the knowledge at his fingertips to assist me. Most importantly he is very patient and helpful. Sean is definitely a person to go to for financial assistance.
5/5
Jasen Chang
Sean is very knowledgeable and provides sound advice in finding the best loan for our needs. Awesome!!
5/5
Kwang Kit Tai
Great experience one stop no fuss service that is truly professional and time productive. Will recommend to anyone who needs to 'findahomeloan'!
5/5
Jake Wang
Just done my refinance with FindAHomeLoan. Anthony is very helpful in recommending suitable loan packages (mine is HDB) and law firm. He is very responsive and professional! A big thumbs up to Anthony's service.
5/5
Yang Feng

Frequently Asked Questions

A banker represents one bank. We represent every bank providing mortgages.

A banker works for the bank. We work with you through every step.

A banker can only sell their products. We sells every mortgage products. We know the good and not-so-good features.

A banker only know their policies. We know every bank policies to gain an advantage for you.

Our role allows us to process quicker, smoother and smarter.

We are refinancing our customers up to 6 months prior to lock in expiry. Majority owners and brokers do it 3 months prior. In a rising tide (i.e. interest rates), it is prudent to secure mortgage rates earlier than later. This is our strategy currently, in view of the global and local economic outlooks.

Speak to us ASAP. We will identify the gaps and propose solutions quickly so you can have a smoother purchase transaction.
We do not charge fees for our brokerage services. We are paid by the bank only after you accept the loan offer. In this way, you can be assured we will do our best for you.

>90% of our customers rate us Perfect.
We are with you from start to finish. From property valuation, application, approval, conveyancing, to loan disbursement.
We DO NOT earn fees from law firms or valuers. We ensure you get the best deals by working with reliable and trusted partners.

We believe our boutique-size team is an advantage. We are close-knit and we care.
We remember every details of your mortgage so that we can advise you timely and accurately in the future.
We know bank policies very well. We have deep experiences in unique scenarios, such as decoupling, adding a third-party borrower, cashing out despite failing TDSR, and obtaining loan approvals for those with less-than-ideal credit history.
Our motto is your loan is our loan.

Of course! We encourage customers to do valuations as early as possible, be it a purchase, refinancing or cash out. We cannot assume every bank value the property the same. We can help with valuations for all properties except purchases of HDB flats which are appraised by valuers appointed by HDB.

As our agreements with banks do not include negotiations with the incumbent bank, we are unable to assist directly. However, we have, on numerous occasions, review and provide a holistic assessment of your needs and other mortgage options.

FindAHomeLoan Pte Ltd takes your privacy seriously and takes every reasonable precaution to safeguard the personal information you supply to it. We are committed to protecting your personal data in accordance with the requirements of the PDPA. We will not use or share your personal information in a manner that differs from what is described within our Privacy Policy without your prior consent.

Our Consultants

With over 60 years of collective experience, FindAHomeLoan has advised thousands of clients since 2010. The team lives and breathes interest rates. We are like-minded folks, having a common goal of helping our clients achieve financial prudence. Together with Sean, we focus on property loans, be it residential or commercial.

Our recommendations are data-driven, backed by research, charts and insights.

Our success are built on trust, reliability and a cohesive network of partners including banks, lawyers, valuers and property agents.

Our Consultants

With over 60 years of collective experience, FindAHomeLoan has advised thousands of clients since 2010. The team lives and breathes interest rates. We are like-minded folks, having a common goal of helping our clients achieve financial prudence. Together with Sean, we focus on property loans, be it residential or commercial.

Our recommendations are data-driven, backed by research, charts and insights.

Our success are built on trust, reliability and a cohesive network of partners including banks, lawyers, valuers and property agents.

Our Consultants

With over 60 years of collective experience, FindAHomeLoan has advised thousands of clients since 2010. The team lives and breathes interest rates. We are like-minded folks, having a common goal of helping our clients achieve financial prudence. Together with Sean, we focus on property loans, be it residential or commercial.

Our recommendations are data-driven, backed by research, charts and insights.

Our success are built on trust, reliability and a cohesive network of partners including banks, lawyers, valuers and property agents.